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Me and the wife have six kids (we each had three from prior marriages)… three boys three girls, the boys smelled and did stupid sheite, the girls were moody, snarky and did stupid sheite…. LOLHa....my daughter is 28...but I do remember those days....
Andy
Mr Brady!!! Can I call you the OG Tom Brady?Me and the wife have six kids (we each had three from prior marriages)… three boys three girls, the boys smelled and did stupid sheite, the girls were moody, snarky and did stupid sheite…. LOL
The oldest is nearly 31, and my youngest is 26…. all six are good people (one is a bit of a "water-head"), but three are now married (one of those has produced two grandkids so far), and three have college degrees (not the "water-head"), LOL!
Mr Brady!!! Can I call you the OG Tom Brady?
Back when "she" was a trans?No, but it's possible you may be able to call me, "dad" though…. where did your mom go to high-school?
That was a great decision on your part. In hindsight, I should have gotten my knee replacement done when I was still working too; could've done it the last year on the job but regrettably, I wasn't as well-informed as you were...I was working, and planning to continue, while I was 61. I ended up with a knee replacement, and the Daktari would never release me to full duty afterward.
Will soon be putting in the paper for my SS. Assuming I can still keep up with the job will keep working. Health benefits are SUPER. As for the sky is falling that SS will stop, BS. Those saying that must NEVER watch what happens. NO law maker who wants to stay in office touches it. The entire place would have to crash first. Now that may well happen and if it does everyone will be paying. Wife put her paper in and keeps working. Loves it for now. Like getting a nice raise.I started at FRA (66 for me) in 2020.
I had planned to start that year and keep working too, for another year or two. But I was laid off March/April.
I've never totally enjoyed working - even when I was young and working as a kid on the farm. I am by nature lazy. Not that I did not work hard and give 100% to my employers, but if I had the $ to not work, and yet support my family, I would have chosen to not work.
My last 15-20 years of working my income rose by 50%, and the last 10 years it peaked at six figures, so I am pretty sure that made a big difference in how much SS benes I get now - that and the difference between 62 and FRA. Had I not had that income, and not worked to FRA, I would not getting near what I get, which is just almost enough to pay my living expenses, including my mortgage.
Also, the last 15 years of working, I maxed out my 401K, and my IRA contributions. I should have started doing that sooner, way sooner. But I was not wise or diligent. Had I done so, I would probably have twice what I have now, and I consider what I have now to be the bare minimum amount for my goals, if that.
I do think that Congress will find a plan to keep SS full funded for the next 25-50 years. It isn't that hard to do - it just takes the political will, and pretty soon the populace will be demanding they do something.
It is pretty easy to be madly successful in the stock market when the stock market is going crazy! But the quicker it comes the quicker it goes when the economy hits a bump. On my best day I made a bit over $11,000 on my IRA's (one conventional one ROTH) in a single day. I have been here before though and know it can and will vanish just as quick. In the past I have also pulled out (moved from stocks to bonds) anticipating a crash that didn't come.I'd rather invest the 2K a month (the wife has been madly successful in the stock market the past year).