Yes, "Frugal" , cheap, tight, skin flint-ish, sparing, saving, careful, cautious, PRUDENT! Unwasteful, sensible......"Frugal"?
And BTW, I was looking for something to do at the loading table and found two empty boxes of 9mm and .40 S&W. So got down and loaded up 100 of each. .40 gets 7.3grs HS6 under Montana Gold 155gr HPs and 9mm gets 6.4 grs HS6 under 115gr MG HPs.