Insurers Are Spying on Your Home From the Sky

[CamoDeafie]

Apparently using camo netting as shade awnings is a thing for home designers these days. Arctic and desert sand seems most popular, green less so.

 

[arakboss]

Stuff like this is a shining example of why some flavor of socialism is always being pushed. People ask for it. NO ONE likes insurance companies. They tend to be something most of us need. The industry is HEAVILY regulated by both state and fed gov. When an insurance co pays a claim they can't print money. They have to have the money to give out. So more people scream for more gov control. Gov does one thing well, turns things to when they touch it. If people scream loud enough they will get gov insurance. Then they will scream even louder because they got what they asked for.

I am fine with no government controls over insurance industry as long as I'm not ever required by government to but it.

 

[Alexx1401]

Apparently using camo netting as shade awnings is a thing for home designers these days. Arctic and desert sand seems most popular, green less so. View attachment 1858644View attachment 1858645View attachment 1858646View attachment 1858647

Looks like it works well.

 

[Alexx1401]

I am fine with no government controls over insurance industry as long as I'm not ever required by government to but it.

Sadly we are never again going to see them allowed to let the market shape them. Another thing with gov agencies is once they get hooks in something they are NEVER going to let go. All that regulation makes money for the gov. So cold day in hell before they ever just go hands off and let the market work.

 

[salmon creek gary]

My insurance company is GEICO, who apparently farms out home owners coverage to a carrier named Travelers. Early this year, I got a letter from Travelers stating they would decline policy renewal this year because "branches overhang or touch the dwelling". The basis? Unspecified evidence provided by "Nearcam", whatever that is. Probably overhead imaging of some sort.

That letter was dated seven weeks before my policy renewal date. Earlier notices had been sent in two emails (EMAIL, for Gawds sake, about a DECLINATION!!). Since Travelers wasn't a "contact", those emails had automatically gone straight to my Junkmail folder. I recovered them from the Deleted folder amongst ~ 2700 spam/scam emails.

Normally, collecting arborists' estimates can take a couple weeks, and fitting into their work schedule can add more than a month. But the stars aligned; I got one estimate inside of a week and a job cancellation elsewhere brought their crew to my place about 12 days before my policy expired. After they did some pruning, the foreman took overhead photos of my roof from their extended bucket. Travelers accepted those photos as proof that there were no longer any branches overhanging or touching the dwelling.

My policy renewed on schedule, giving me a year to find a different insurance company.